Building Safer Communities Together

Financing the future of energy efficiency and Seismic safety



100% Retrofit Financing

San Francisco ESIP joins with Counterpointe Sustainable Real Estate to offer 100% financing of your seismic retrofit with fixed rates up to 30 years and no balloon payment. 

Retrofit using an Assessment

Program financing is a municipal tax assessment which is levied on your property and repaid as a line item with your regular property taxes.

Engineering Cost Coverage

CounterpointeSRE can finance all costs including permits, inspections and seismic engineering costs.

Transferable to New Owner

CounterpointeSRE does not require assessment to be paid if you decide to sell your property and it may transfer without relying on the credit of the new owner.

Earthquake Safety Implementation Program (ESIP) is a thirty year plan to implement the recommendations of the CAPSS study, completed in 2010. ESIP began in late 2011 under the City Administrator’s office and continues on today to make San Francisco a more prepared, safer, and resilient city. ESIP estimates there are 111,562 San Francisco residents (13.3% of the pop) that live in buildings subject to a soft story condition 

Seismic Retrofit

On the anniversary of the 1906 San Francisco Earthquake, Mayor Ed Lee signed into law the Mandatory Retrofit Ordinance. This legislation requires the evaluation and retrofit for “multi-unit soft-story buildings,” defined as:

  •    Wood frame construction (Type V)
  •     Application of permit for original construction was prior to January 1, 1978
  •     Five or more residential units
  •     Two or more stories over a basement or underfloor area that has any portion extending above grade
  •     A soft story condition that has not been seismically strengthened to the standards set forth in the ordinance.










Enhance. Comply. Protect.


That's Not just thinking big...It's Seismic thinking TM



Counterpointe Sustainable Real Estate Can Help Finance Your Seismic Retrofit In 4 Easy Steps

Step (1) Apply

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Property Owners qualify for the Program based on the equity in the property and certain underwriting criteria 
  • Your property must not be subject to any tax liens or bankruptcy 
  • Seismic assessment + your mortgage may not exceed 100% of the appraised value of the property
  • Your mortgage must be current and may not have been more than 30 days late in the last 12 months .


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Step (2) Sign & Design

Once you are approved for the program, simply sign the Seismic Assessment documentation for your property 

Visit for more information about applying and Program approvals
  • Once you begin construction, CounterpointeSRE can pay your engineer directly for designs and specifications.


Step (3) Complete the retrofit

To Begin your Seismic Retrofit 

  • Select your contractor from our list of Program Eligible Contractors , or have your contractor register with the Program
  • The Program can provide Progress payments to your contractor after the required inspections 
  • Complete your Seismic retrofit 
Step (4) Payment

Once the Seismic retrofit work is complete 

  • You or your engineer will request and inspection from the SFDBI
  • Upon receipt from the SFDB of the inspection, a Seismic Retrofit Completion certificate and approval from the property owner, we pay your contractor directly 
  • A final Assessment amount will be recorded at the Tax Collectors office.
  • You will receive an addtional line item on your regular SF Tax Invoice from the city for the annual Assessment payment.